Monday, October 22, 2007

The truth about our money

So, remember in my last blog where I was talking about needing more money? What I really should have said is that I feel like I need more control of my money. And when I say me, I mean my husband. We do not see eye-to-eye when it comes to money. My husband does not seem to have a saving plan at this point in our lives. He does, however, seem to have a great spending plan. It's like the money is burnin' a hole in his damn pocket! He always wants new shirts, new "work pants", new shoes, new socks, new hunting shit, you name it. He never seems to wonder if I want to buy anything new, or save any of our precious small incomes. It's very annoying. Like when he bought a shotgun, because it was on sale, and just simply charged it. Did I mention I HATE CREDIT CARD DEBT?

Needless to say, the zit came to a head last week, and we had a blow out fight. I mean huge. Like worse than I've ever fought with anyone in my life (I'm not a big fighter). The conclusion: he is now in charge of paying our bills, and we are splitting our left over income, after bills and shared living expenses. That way, he can buy his useless crap, and I can squander whatever I want. Believe me, I still don't feel 100% better about it, but now he can SEE where the money is going, and it will curb some of his spending habits, I'm hopeing.
And, with MY money spent on what I WANT, WHEN I Want...At least I will feel secure :)

5 comments:

Marriage-101 said...

Before you split it, you should also set aside a little bit for savings. THEN split the leftover and spend whatever you want.

I like how I can give advice to others, but never take my own...

Ann said...

good idea!

Andrea said...

I have to say my hubby and I have lived together for 5 years (married 3) We bought a house 5 years ago and decided we were going to lump all our accounts together. Great idea.. I think! Then he wants to go golfing and buy me ridiculous jewelry and crazy things we don't need. What we ended up doing, was taking out ALL costs for house stuff, I am talking Gas, Groceries, etc. Then we take a percentage of each paycheck and put it into savings and finally we take $50 a month a put it in seperate accounts. If he wants to take his 400 bucks and go golfing, so be it. If i want to take my 50 bucks a month and get a mani-pedi. AMEN! It has really worked out and has kept us sane!

rachel elizabeth said...

ahhh, brutal isn't it? i think all men are like that. my bf is EXACTLY the same way. now, i'm working my butt off to get it all together! craziness. good luck with everything!!!

elysa said...

I've heard "Smart Couples Finish Rich" is a great book that addresses this. Maybe you should check it out. My mom is a marriage counselor and she says the #1 things couples fight about are money & sex.

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